Maximizing Senior Citizen and PWD Discounts Before Discharge

When it comes to healthcare costs, every bit of savings counts, especially for the elderly and persons with disabilities (PWD). Understanding your rights and the discounts you are entitled to can make a significant difference. This article will guide you on how to maximize your PhilHealth benefits and mandated discounts effectively.

Understanding the Mandates

Republic Act No. 9994, also known as the Expanded Senior Citizens Act, and Republic Act No. 10754, the Expanded Benefits and Privileges of Persons with Disability Act, guarantee that senior citizens and PWDs receive specific discounts on their medical bills. These laws are further reinforced by the Performance Commitment that health facilities have with PhilHealth.

Discounts to Avail Before Hospital Discharge

PhilHealth emphasizes the correct application of benefits and discounts before a patient is discharged. Here's the order in which these discounts should be applied:

1. 12% VAT Exemption: This is the first discount that should be deducted from your total hospital bill.

2. 20% Senior Citizen or PWD Discount: Following the VAT exemption, this discount should be applied next.

3. PhilHealth Benefit(s): Finally, your PhilHealth benefits should be deducted from the remaining balance.

Importance of Applying Discounts Correctly

Ensuring that these discounts are applied in the correct order is crucial. Not only does it ensure compliance with the law, but it also maximizes the financial relief for senior citizens and PWDs. Misapplication can lead to lesser discounts being availed, resulting in higher out-of-pocket expenses.

PhilHealth's Role and Commitment

PhilHealth is committed to ensuring that all members are aware of their rights and the benefits they are entitled to. The organization continuously reminds healthcare facilities about the correct process to follow, guaranteeing that members receive the appropriate discounts and benefits without hassle.

Final Thoughts

Navigating healthcare expenses can be challenging, but understanding and claiming your rightful discounts can significantly ease the burden. Always ensure that the hospital applies the VAT exemption, the senior citizen or PWD discount, and your PhilHealth benefits in the correct order before discharge.

For more information, visit the official PhilHealth website or contact your healthcare provider.

Reference: Ipinaalala ang tamang pagkaltas ng PhilHealth benefits at ibang discounts para siguruhing alam ng ating mga miyembro ang kanilang karapatan.